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Loan scenario calculator

Calculate your payments
Calculate the vehicle price

Calculate the amount of your payments based on the loan amount.

Calculate what you can afford to pay for a vehicle based on your budget.

Vehicle
Motor home or trailer
Motorcycle or ATV
Snowmobile or
personal watercraft
Boat
Calculate your payments
Vehicle Condition
▼
Loan amount modal
$
5000$
200000$
New vehicle
$
Taxes modal
%
Discount or rebate modal
$
Trade-in
$
Calculate the trade-in value
$
Financing
$
%
Interest rate modal
Rate for information purposes only
Term Term modal
12

We can help you determine the amount you’ll need to borrow based on the following:

  • The purchase price of the vehicle you want including tax
  • The trade-in value of your current vehicle
  • The balance of your current loan
  • Your down payment
Calculate the loan amount

This is your budget to buy a new vehicle. Remember to specify whether your payments would be monthly, every two weeks or weekly.

If you’d like to use a trade-in or a down payment to calculate the value of the vehicle you can afford, click More options and enter the appropriate information.

See more options
Your payments amount are 0$
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You can create and compare several scenarios if you log in to eSpaceAuto or create a profile now

Details
Loan  0$
Interest  0$
Total  0$
Savings with discount
based on this financial scenario*
0 $
Save 0.30% on the interest rate for your auto or leisure vehicle loan with your merchant or dealer

Loan scenario calculator

My financial scenarios

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My financial scenarios
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Questions?
Having trouble creating a scenario?
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Register to compare your scenarios whenever you want.
Log in to eSpaceAuto
Questions? Having trouble creating a scenario?
Contact us
Assess before you buy

Use our calculator for an informed estimate of your current vehicle’s trade-in value to help you budget for your purchase.

Estimate the value of your current vehicle
Get pre-authorization

Make financing your next car that much easier with a pre-authorized Desjardins auto and leisure vehicule loan to speed up the process at the dealer.

Learn more about pre-authorization
Get customized auto insurance

Pick an insurance option that matches your situation and take advantage of all the discounts and benefits available.

Learn more

Thinking of a new hybrid or electric vehicle?

To encourage environmentally responsible actions, Desjardins offers purchasers of environmentally friendly vehicles a lower fixed interest rate and additional savings on auto insurance.


More about the green option

Already a Desjardins member?

Apply for pre-authorization

Did you know?

The Desjardins Auto and Leisure vehicle Loan is a quick and easy way to make it happen. Secured by the vehicle this loan, allows you to get a competitive rate that’s lower than a personal loan, plus an exclusive discount on auto insurance.

Learn more
* This amount represents the savings in interest that could be achieved by applying the rate discount offered to Desjardins members, based on the information entered into the form. The default rate is shown for informational purposes only and does not bind Desjardins in any way. The savings calculated may be different, depending on the interest rate and final conditions of the financing agreement reached with your merchant.

**Exclusive advantage for members of a Desjardins caisse in Quebec or Ontario upon presentation of their Desjardins Access Card to participating vehicle merchants and dealers. Subject to Fédération des caisses Desjardins du Québec credit approval. The 0.30% discount applies to the Desjardins loan regular interest rate offered by the merchant and for the entire loan term.