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0.30% rate discount

Applies to the Desjardins loan interest rate at merchants or dealers.

Exclusive discount for Desjardins members1

Save 0.30% on the regular interest rate for your Desjardins Auto or Leisure Vehicle Loan. Ask one of our 3,000 participating merchants.

See how much you could save


Repayment options adapted to your needs

  • Choice of loan terms from 6 to 96 months (depending on loan amount and type of vehicle)
  • Payment frequency options: weekly, every 2 weeks or monthly
  • Payments are withdrawn automatically from your account

Competitive fixed or variable rate

  • Minimum loan amount $5,000. Option of financing up to 100% of the cost of your purchase.2
  • Variable rate: When rates change, payment amount remains the same but the duration of the loan may vary.
  • Convertible to a fixed-rate loan at any time without fee or penalty. The interest rate will be the current fixed rate at the time of conversion.

Green option for hybrid or electric vehicles

  • Competitive reduce fixed rate and additional discount of up to 20%3 on insurance.


Find the best financial scenario for purchasing your next vehicle by calculating your payments or how much you can spend on a vehicle.

Desjardins can help you plan the purchase of a new or used vehicle.

Assess before you buy

Use our calculator for an informed estimate of your current vehicle’s trade-in value to help you budget for your purchase.

Estimate the value of your current vehicle
Find a dealer

Use our simple tool to find the closest dealer or merchant offering Desjardins financing.

Find a dealer
Get pre-authorization

Make financing your next car that much easier with a pre-authorized Desjardins auto and leisure vehicule loan to speed up the process at the dealer.

Learn more about pre-authorization