Desjardins auto and leisure vehicule loan pre-authorization
Get a pre-authorization certificate to simplify and speed up the process of buying and financing your next vehicle at the dealership.
- Shop for a vehicle with peace of mind, knowing your loan will be approved
- No need to complete a credit application from the dealer and reveal personal information
- Lets you focus on negotiating the price and terms of the transaction
- Saves waiting time at the dealership
How does it work?
What you need to know before you apply:
- You’ll be redirected to a secure section of AccèsD
- You need to know the amount you’re seeking pre-authorization for. Work this out before you start.
- Allow 5 to 20 minutes to complete the application. It will be processed within 24 hours, but you may receive a response within a few minutes.
- You’ll be notified by email when your application has been processed. Your pre-authorization certificate will be available on AccèsD—all you have to do is print it out.
- Your certificate is valid for 30 days. The expiry date is indicated on the certificate.
- It’s important to take your certificate to the merchant or dealer to get all the benefits. Without it you’ll have to apply all over again at the dealership.
- The dealer will inform you of your interest rate and final loan terms.
- Pre-authorization is not available for loan applications involving a co-borrower or guarantor. In such cases, please complete a loan application at your dealership.
Already a Desjardins member?
You can apply for pre-authorization online on AccèsD now.
Not a Desjardins member?
You can get a Desjardins auto and leisure vehicule loan through your participating merchant or dealership. Complete a loan application on-site when you purchase your vehicle. Ask for it and take advantage of all the benefits!