Desjardins auto and leisure vehicule loan pre-authorization

Get a pre-authorization certificate to simplify and speed up the process of buying and financing your next vehicle at the dealership.

Benefits :

• Shop for a vehicle with peace of mind, knowing your loan will be approved
• No need to complete a credit application from the dealer and reveal personal information
• Lets you focus on negotiating the price and terms of the transaction
• Saves waiting time at the dealership

How does it work?

What you need to know before you apply:

• You’ll be redirected to a secure section of AccèsD
• You need to know the amount you’re seeking pre-authorization for. Work this out before you start.
• Allow 5 to 20 minutes to complete the application. It will be processed within 24 hours, but you may receive a response within a few minutes.
• You’ll be notified by email when your application has been processed. Your pre-authorization certificate will be available on AccèsD—all you have to do is print it out.
• Your certificate is valid for 30 days. The expiry date is indicated on the certificate.
• It’s important to take your certificate to the merchant or dealer to get all the benefits. Without it you’ll have to apply all over again at the dealership.
• The dealer will inform you of your interest rate and final loan terms.
• Pre-authorization is not available for loan applications involving a co-borrower or guarantor. In such cases, please complete a loan application at your dealership.