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Get pre-authorized

Make your vehicule purchase easier at the dealership with pre-authorized financing.

Desjardins auto and leisure vehicule loan pre-authorization

Get a pre-authorization certificate to simplify and speed up the process of buying and financing your next vehicle at the dealership.


Benefits :

  • Shop for a vehicle with peace of mind, knowing your loan will be approved
  • No need to complete a credit application from the dealer and reveal personal information
  • Lets you focus on negotiating the price and terms of the transaction
  • Saves waiting time at the dealership

How does it work?

What you need to know before you apply:
  • You’ll be redirected to a secure section of AccèsD
  • You need to know the amount you’re seeking pre-authorization for. Work this out before you start.
  • Allow 5 to 20 minutes to complete the application. It will be processed within 24 hours, but you may receive a response within a few minutes.
  • You’ll be notified by email when your application has been processed. Your pre-authorization certificate will be available on AccèsD—all you have to do is print it out.
  • Your certificate is valid for 30 days. The expiry date is indicated on the certificate.
  • It’s important to take your certificate to the merchant or dealer to get all the benefits. Without it you’ll have to apply all over again at the dealership.
  • The dealer will inform you of your interest rate and final loan terms.
  • Pre-authorization is not available for loan applications involving a co-borrower or guarantor. In such cases, please complete a loan application at your dealership.
Already a Desjardins member?

You can apply for pre-authorization online on AccèsD now.

Exclusive advantage for our members
Not a Desjardins member?

You can get a Desjardins auto and leisure vehicule loan through your participating merchant or dealership. Complete a loan application on-site when you purchase your vehicle. Ask for it and take advantage of all the benefits!

Assess before you buy

Use our calculator for an informed estimate of your current vehicle’s trade-in value to help you budget for your purchase.

Estimate the value of your current vehicle
Create your ideal loan scenario

Create and compare loan scenarios to help you decide which one works best for you.

Calculate your financing options
Get customized auto insurance

Pick an insurance option that matches your situation and take advantage of all the discounts and benefits available.

Learn more

Did you know?

Regardless of who you’re buying from, choosing an institution to finance your purchase is entirely up to you.


What is an extended warranty on an automobile?

The extended warranty, which goes by different names, is an additional automobile insurance that covers the repairs made to a new vehicle when the manufacturer’s warranty expires.

Learn more